1. ABOUT US

This website is operated by Second Act Fifty Empower (SAFE) CIC (“we”, “us”, “our”).

We are a Community Interest Company registered in England and Wales.
Company number: 16864580
Registered office: Suite RA01, 195 197 Wood Street, London, E17 3NU
Trading names: Second Act Fifty Empower (SAFE) CIC, 2nd Act 50 Empower, Second Act 50 Empower SAFE CIC
Contact email: Jacqueline@secondactfiftyempower.org.uk

Our website is intended primarily for users in the United Kingdom.

2. APPLICATION OF THESE TERMS

These Terms govern your use of our website at [insert website URL] (the “Website”).

Other terms may also apply:
• Our Privacy Policy
• Our Cookie Policy
• Any specific service or programme terms provided at the time of booking

If there is any conflict between these Terms and any specific terms, the specific terms will take priority.

3. USE OF THE WEBSITE

You may use this Website only for lawful purposes and in accordance with these Terms.

You must not use the Website:
• In breach of any law or regulation
• For unlawful or fraudulent purposes
• To bully, insult, intimidate or humiliate any person
• To upload defamatory, obscene, hateful or discriminatory material
• To send unsolicited advertising or spam
• To upload viruses or harmful software

We may suspend or terminate your use of the Website if you fail to comply with these Terms.

4. ACCESS, AVAILABILITY AND CHANGES

The Website is provided free of charge for general information about our organisation, programmes and services.

We do not guarantee uninterrupted access. We may suspend, withdraw or change any part of the Website without notice.

We may update these Terms from time to time. The version in force at the time you use the Website will apply.

You are responsible for ensuring that all users accessing the Website through your internet connection follow these Terms.

5. INFORMATION ON THIS WEBSITE. NO PROFESSIONAL ADVICE

Content on this Website is for general information only. It is not professional advice including legal, financial, medical, mental health or career advice.

You must seek specialist advice before acting based on any Website content.

We make reasonable efforts to update information but offer no guarantees that content is accurate, complete or up to date.

6. OUR SERVICES, PROGRAMMES AND EVENTS

Descriptions of programmes, events or services on this Website are for general information only and do not create any contract.

If you book or purchase services, the specific terms given at the time of booking will apply.

We may modify or discontinue any programmes or services described on the Website.

7. INTELLECTUAL PROPERTY RIGHTS

Unless stated otherwise, we own or are licensed to use all intellectual property rights in the Website and its content. All rights are reserved.

You may:
• View pages in a web browser
• Download pages for caching
• Print extracts for personal, non commercial use

You must not:
• Modify printed or downloaded materials
• Use images or graphics separately from text
• Use Website content for commercial purposes without permission
• Remove copyright notices

If you breach these Terms, you must return or destroy any copied materials.

8. USER CONTENT (IF APPLICABLE)

If you submit comments, testimonials, profiles or other content (“User Content”):
• You retain ownership but grant us a non exclusive, royalty free, worldwide licence to use and publish it
• You confirm it is your own work or you have permission to share it
• You confirm it does not infringe the rights of any third party
• You must not submit unlawful, defamatory, obscene or discriminatory content

We may remove User Content at our discretion.

9. LINKS TO OTHER WEBSITES

The Website may contain links to third party sites. These links are for information only.

We are not responsible for the content of those sites or for any loss or damage arising from their use.

10. LINKING TO OUR WEBSITE

You may link to our home page if:
• You do so fairly and legally
• You do not damage our reputation
• You do not imply endorsement or association
• You do not frame the Website on another site

We may withdraw linking permission at any time.

11. PRIVACY AND COOKIES

Our Privacy Policy explains how we process personal data.

Our Cookie Policy explains our use of cookies.

By using the Website, you acknowledge reading both policies.

12. SECURITY, VIRUSES AND MISUSE

We do not guarantee that the Website will be secure or free from viruses.

You must use your own virus protection software.

You must not:
• Introduce harmful code
• Attempt unauthorised access
• Carry out denial of service attacks

We may report misuse to law enforcement authorities.

13. OUR RESPONSIBILITY FOR LOSS OR DAMAGE

Nothing in these Terms excludes or limits liability for:
• Death or personal injury caused by negligence
• Fraud
• Any liability that cannot be limited by law

To the fullest extent allowed:
• We exclude implied warranties
• We are not liable for loss arising from use or inability to use the Website
• We are not liable for reliance on Website content

We are not liable for:
• Loss of profits, business or revenue
• Business interruption
• Loss of anticipated savings
• Loss of goodwill
• Indirect or consequential loss

If you are a consumer, you agree not to use the Website for business purposes.

14. INDEMNITY

You agree to indemnify us against all losses, costs or damages arising from:
• Your use of the Website
• Your breach of these Terms
• Claims that your User Content infringes third party rights

15. GOVERNING LAW AND JURISDICTION

These Terms are governed by the laws of England and Wales.

Both parties agree to the exclusive jurisdiction of the courts of England and Wales.

16. CONTACT US

Second Act Fifty Empower (SAFE) CIC
Email: Jacqueline@secondactfiftyempower.org.uk
Postal address: Suite RA01, 195 197 Wood Street, London, E17 3NU

Last updated: 1 December 2025

Please read these Terms and Conditions (“Terms”) carefully before using this website. By accessing or using this website, you agree to be bound by these Terms. If you do not agree to these Terms, you must not use this website.